<\/p>\n
T\u00fcrkiye’de bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn b\u00fcy\u00fckl\u00fc\u011f\u00fc toplam finans sekt\u00f6r\u00fcn\u00fcn %80’ini olu\u015fturmaktad\u0131r.\u00a0Resmi bilgilere g\u00f6re TMSF denetiminde 3’\u00fc kamu mevduat\u0131, 11’i \u00f6zel mevduat, 16’s\u0131 yabanc\u0131 mevduat, 4’\u00fc kamu yat\u0131r\u0131m\u0131, 5’i \u00f6zel yat\u0131r\u0131m, 4’\u00fc yabanc\u0131 yat\u0131r\u0131m, 4’\u00fc kat\u0131l\u0131m bankas\u0131 ve 2’si banka olmak \u00fczere elliye yak\u0131n banka bulunuyor.<\/p>\n
Bankalar\u0131n tamam\u0131 T\u00fcrkiye Bankalar Birli\u011fi’ne (T\u00fcrk Bankalar Birli\u011fi) \u00fcyedir. Derne\u011fin amac\u0131, bankalar\u0131n hak ve menfaatlerini korumak, bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn b\u00fcy\u00fcmesi, i\u015fleyi\u015fi ve geli\u015fmesi i\u00e7in \u00e7al\u0131\u015fmalar yapmak, haks\u0131z rekabeti \u00f6nleyici kararlar almak ve faaliyetlerini mevcut mevzuatla koordine etmektir.<\/p>\n
Devletteki finans ve bankac\u0131l\u0131k sistemleri birbiriyle etkile\u015fim halindedir.\u00a0Tarihsel ve ekonomik olu\u015fumun bir sonucudur.\u00a0D\u00f6viz ve hisse senedi piyasalar\u0131nda neredeyse t\u00fcm finansal faaliyetler bu kurulu\u015flar taraf\u0131ndan y\u00fcr\u00fct\u00fclmektedir.<\/p>\n
Yabanc\u0131 bankalar mevcut finansal sistemde az\u0131nl\u0131ktad\u0131r ve yeniliklere merakl\u0131d\u0131r.<\/p>\n
\u00c7o\u011fu ulusal bankan\u0131n ATM’leri vard\u0131r.\u00a0Yabanc\u0131 vatanda\u015flar T\u00fcrkiye’de kald\u0131klar\u0131 s\u00fcre boyunca ki\u015fisel paralar\u0131n\u0131 \u00e7ekerler.\u00a0Tatil k\u00f6ylerinde banka ve kredi kartlar\u0131n\u0131 kullanabilirsiniz.\u00a0D\u00f6viz b\u00fcrolar\u0131 gece ge\u00e7 saatlere kadar a\u00e7\u0131kt\u0131r.<\/p>\n
T\u00fcrkiye’nin en b\u00fcy\u00fck bankalar\u0131ndan biri Finansbank A.\u015e. Farkl\u0131 \u00fclkelerden bir\u00e7ok \u015firketin ittifak\u0131d\u0131r.\u00a0\u015eube a\u011f\u0131na ve uluslararas\u0131 yat\u0131r\u0131mlara sahiptir.\u00a0Bunlardan 150’den fazlas\u0131 T\u00fcrkiye’de faaliyet g\u00f6steriyor.<\/p>\n
Bankalar\u0131n listesi:<\/p>\n
T\u00fcrkiye’nin bankac\u0131l\u0131k sekt\u00f6r\u00fc son y\u0131llarda dikkat \u00e7ekici bir b\u00fcy\u00fcme kaydetti.\u00a0Bu nedenle yabanc\u0131 bankalar burada \u015fubelerini a\u00e7\u0131yor.<\/p>\n
<\/p>\n
<\/p>\n
Yabanc\u0131 bankalar aras\u0131nda Citibank (ABD), Alman Deutsche Bank, Hollanda Finansbank, Frans\u0131z Societe Generale, ING Bank (Hollanda) ve HSBC Bank yer al\u0131yor.\u00a0Kore, \u00c7in ve Japonya’dan bankac\u0131l\u0131k hizmetleri temsilcileri de \u015fubelerini a\u00e7ma konusunda istekli.\u00a0Bank of China T\u00fcrkiye’de faaliyet g\u00f6steriyor, di\u011fer benzer kurulu\u015flar da (Bank of Tokyo Mitsubishi ve Dubai) ilgi g\u00f6steriyor.<\/p>\n
Yard\u0131mc\u0131 bilgi!<\/strong><\/p>\n Para \u00e7ekmek i\u00e7in acele etmeyin.\u00a0\u0130lk \u00f6nce para iadesinin mevcut olup olmad\u0131\u011f\u0131n\u0131 a\u00e7\u0131kl\u0131\u011fa kavu\u015fturmak daha iyidir.<\/em><\/p>\n Ayr\u0131ca bankaya seyahatiniz hakk\u0131nda bilgi vermeyi de d\u00fc\u015f\u00fcn\u00fcn.\u00a0Aksi takdirde kart bloke edilebilir.\u00a0Yan\u0131n\u0131za yedek bir kart al\u0131n.<\/em><\/p>\n \u00c7al\u0131\u015fma saatleri<\/strong><\/p>\n T\u00fcm ziyaret\u00e7ilerin bilmesi gereken bir n\u00fcans var.\u00a0B\u00f6lgeye ve \u015fehre ba\u011fl\u0131 olarak T\u00fcrk bankalar\u0131n\u0131n \u00e7al\u0131\u015fma saatleri de\u011fi\u015fiklik g\u00f6sterebilmektedir.<\/p>\n \u00c7al\u0131\u015fma saatleri:<\/u><\/p>\n Hafta i\u00e7i: 8:30 – 17:30.<\/p>\n \u00d6\u011fle yeme\u011fi molas\u0131: 12:30 – 13:30.<\/p>\n \u0130zin g\u00fcnleri: Cumartesi, Pazar.<\/p>\n T\u00fcrkiye’nin ulusal para birimi<\/strong><\/p>\n T\u00fcrkiye Cumhuriyeti’nin ulusal para birimi lirad\u0131r (TL).<\/p>\n Lira 100 kuru\u015fa e\u015fittir.<\/p>\n 5, 10, 20, 50, 100 ve 200 TL’lik banknotlar bulunmaktad\u0131r.\u00a0Madeni paralar: 1, 5, 10, 25, 50 kuru\u015f ve 1 TL.<\/p>\n T\u00fcm banknotlarda cumhuriyetin kurucusu ve ilk cumhurba\u015fkan\u0131 Mustafa Kemal Atat\u00fcrk’\u00fcn tasviri yer al\u0131yor.<\/p>\n T\u00fcrkiye’de d\u00f6viz bozdurma ipu\u00e7lar\u0131<\/strong><\/p>\n T\u00fcrkiye’de en karl\u0131 alanlardan biri turizmdir.\u00a0Devlet yurt d\u0131\u015f\u0131ndan gelen turistlerin rahat ve konforlu bir tatil ge\u00e7irmesi i\u00e7in elinden geleni yap\u0131yor.\u00a0Ayn\u0131 kural para al\u0131\u015fveri\u015finde de ge\u00e7erlidir.<\/p>\n <\/p>\n \u0130ster \u00f6zel ister devlet \u015firketi olsun, her b\u00f6lge ve \u015fehirde d\u00f6viz b\u00fcrolar\u0131 bulunmaktad\u0131r.\u00a0\u0130stanbul, Antalya, Alanya, Bodrum, Marmaris, Ka\u015f gibi tatil yerlerine gelince, d\u00f6viz b\u00fcrolar\u0131 her yerdedir.\u00a0Bu alanda \u00e7ok fazla rekabet var.\u00a0D\u00f6viz piyasas\u0131ndaki her \u015firket, y\u00fcksek d\u00fczeyde hizmet ve basitli\u011fi korumaya \u00e7al\u0131\u015f\u0131r.\u00a0D\u00f6viz kuru hemen hemen ayn\u0131.<\/p>\n \u00c7ok \u00e7e\u015fitli para birimleri mevcuttur.<\/p>\n \u0130\u015fte para al\u0131\u015fveri\u015finin nas\u0131l yap\u0131laca\u011f\u0131na dair baz\u0131 ipu\u00e7lar\u0131:<\/u><\/p>\n <\/p>\n <\/p>\n Yararl\u0131 \u00f6neri!<\/strong><\/p>\n D\u00f6viz bozdurma konusunda en iyi bankalar Akbank, QNB Finansbank, Garanti Bankas\u0131 BBVA, Yap\u0131kredi Bankas\u0131, T\u00fcrkiye Merkez Bankas\u0131, Halk Bankas\u0131’d\u0131r.<\/em><\/p>\n Hemen hemen her yerde kartla \u00f6deme yapmak m\u00fcmk\u00fcn.\u00a0Yine de taksiye binmeniz, toplu ta\u015f\u0131may\u0131 kullanman\u0131z, yerel bir pazarda al\u0131\u015fveri\u015fe \u00e7\u0131kman\u0131z gerekiyorsa nakit paraya sahip olman\u0131zda fayda var.<\/p>\n T\u00fcrk bankalar\u0131ndaki mevduatlar karl\u0131 bir giri\u015fimdir.\u00a0T\u00fcrkiye’ye yerle\u015fmeye ve para biriktirmeye karar veren yabanc\u0131lar i\u00e7in do\u011fru se\u00e7imdir.\u00a0G\u00fcn\u00fcm\u00fczde bir i\u015flem ger\u00e7ekle\u015ftirmek i\u00e7in birka\u00e7 t\u0131klama yeterli.\u00a0Ancak bankalardan birinde mevduat faizi y\u00fcksek bir banka hesab\u0131 a\u00e7may\u0131 planl\u0131yorsan\u0131z bankay\u0131 ziyaret etmelisiniz.\u00a0Bir\u00e7ok yerel banka mevduat faiz oranlar\u0131yla yabanc\u0131 yat\u0131r\u0131m\u0131 \u00e7ekiyor.<\/p>\n <\/p>\n Ortalama olarak bankalar\u0131n yar\u0131s\u0131ndan fazlas\u0131 y\u0131lda yakla\u015f\u0131k %20 oran\u0131nda teklif vermektedir.\u00a0\u00c7ok cazip de\u011fil mi?\u00a0Ayr\u0131ca her finans kurulu\u015fu iflas durumunda 100.000 liraya kadar iade etmeyi taahh\u00fct ediyor.<\/p>\n Genellikle gayrimenkul sat\u0131n almak i\u00e7in kredi al\u0131rs\u0131n\u0131z.\u00a0\u0130potek son zamanlarda daha pop\u00fcler hale geldi.\u00a0\u0130lk a\u015famada sat\u0131n al\u0131nan m\u00fclk i\u00e7in tutar\u0131n tamam\u0131n\u0131 \u00f6demenize gerek kalmayacak.\u00a0Euro, lira, dolar olarak \u00f6deme yapabilirsiniz.\u00a0Bu, geli\u015ftiriciye veya m\u00fclk\u00fcn sahibine ba\u011fl\u0131d\u0131r.<\/p>\n \u0130potek kredisi i\u00e7in temel kurallar:<\/p>\n Yabanc\u0131lara konut kredisi veren bankalar\u0131n say\u0131s\u0131 \u00e7ok fazla de\u011fil.\u00a0Ancak \u00fclkenin ekonomik alandaki ba\u015far\u0131s\u0131yla birlikte say\u0131lar\u0131 da art\u0131yor.\u00a0Akbank’a, DenizBank’a, HSBC Bank’a bak\u0131n.<\/p>\n <\/p>\n <\/p>\n <\/p>\n Yabanc\u0131lara konut kredisi veren bankalar\u0131n say\u0131s\u0131 \u00e7ok fazla de\u011fil.\u00a0Ancak \u00fclkenin ekonomik alandaki ba\u015far\u0131s\u0131yla birlikte say\u0131lar\u0131 da art\u0131yor.\u00a0Akbank’a, DenizBank’a, HSBC Bank’a bak\u0131n.<\/p>\n Her y\u0131l daha fazla yabanc\u0131 T\u00fcrkiye’yi ziyaret ediyor.\u00a0Bazen maddi deste\u011fe veya para transferine ihtiya\u00e7 duyulur.\u00a0Para aktarman\u0131n en uygun ve verimli yolu nedir?\u00a0Pop\u00fcler se\u00e7enekleri ele alal\u0131m.<\/p>\n <\/p>\n <\/p>\n <\/p>\n Fonlar\u0131n farkl\u0131 g\u00fc\u00e7ler aras\u0131ndaki hareketi d\u00f6n\u00fc\u015f\u00fcm ve komisyon anlam\u0131na geldi\u011finden as\u0131l mesele miktard\u0131r.\u00a0Bu nedenle daha b\u00fcy\u00fck miktarlar\u0131n g\u00f6nderilmesi daha karl\u0131 olur.<\/p>\n Se\u00e7enekler \u015funlard\u0131r:<\/p>\n <\/p>\n B\u00fcy\u00fck miktarda g\u00f6ndermeniz gerekti\u011finde T\u00fcrkiye’ye transferler \u00f6nemlidir.<\/p>\n En g\u00fcvenli se\u00e7enekler \u015funlard\u0131r:<\/u><\/p>\n G\u00f6rd\u00fc\u011f\u00fcn\u00fcz gibi i\u015flemlerdeki temel sorun tutar s\u0131n\u0131r\u0131d\u0131r.\u00a0Elektronik c\u00fczdanlar kullan\u0131\u015fl\u0131d\u0131r ancak sertifikasyon s\u00fcreci (taranm\u0131\u015f bir pasaportun g\u00f6nderilmesi) \u00fc\u00e7 g\u00fcne kadar s\u00fcrebilir.\u00a0H\u0131z, nakit ak\u0131\u015f\u0131 kimlik do\u011frulamas\u0131 ve di\u011fer ek maliyetler i\u00e7in \u00fccretler vard\u0131r.<\/p>\n <\/p>","protected":false},"excerpt":{"rendered":" T\u00fcrkiye’de bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn b\u00fcy\u00fckl\u00fc\u011f\u00fc toplam finans sekt\u00f6r\u00fcn\u00fcn %80’ini olu\u015fturmaktad\u0131r.\u00a0Resmi bilgilere g\u00f6re TMSF denetiminde 3’\u00fc kamu mevduat\u0131, 11’i \u00f6zel mevduat, 16’s\u0131 yabanc\u0131 mevduat, 4’\u00fc kamu yat\u0131r\u0131m\u0131, 5’i \u00f6zel yat\u0131r\u0131m, 4’\u00fc yabanc\u0131 yat\u0131r\u0131m, 4’\u00fc kat\u0131l\u0131m bankas\u0131 ve 2’si banka olmak \u00fczere elliye yak\u0131n banka bulunuyor. T\u00fcrk bankalar\u0131 – genel bilgiler Bankalar\u0131n tamam\u0131 T\u00fcrkiye Bankalar Birli\u011fi’ne (T\u00fcrk Bankalar […]<\/p>\n","protected":false},"author":5,"featured_media":48626,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-48624","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nyheter"],"_links":{"self":[{"href":"https:\/\/thetelegraph.com.tr\/tr\/wp-json\/wp\/v2\/posts\/48624","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/thetelegraph.com.tr\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/thetelegraph.com.tr\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/thetelegraph.com.tr\/tr\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/thetelegraph.com.tr\/tr\/wp-json\/wp\/v2\/comments?post=48624"}],"version-history":[{"count":1,"href":"https:\/\/thetelegraph.com.tr\/tr\/wp-json\/wp\/v2\/posts\/48624\/revisions"}],"predecessor-version":[{"id":48625,"href":"https:\/\/thetelegraph.com.tr\/tr\/wp-json\/wp\/v2\/posts\/48624\/revisions\/48625"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/thetelegraph.com.tr\/tr\/wp-json\/wp\/v2\/media\/48626"}],"wp:attachment":[{"href":"https:\/\/thetelegraph.com.tr\/tr\/wp-json\/wp\/v2\/media?parent=48624"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/thetelegraph.com.tr\/tr\/wp-json\/wp\/v2\/categories?post=48624"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/thetelegraph.com.tr\/tr\/wp-json\/wp\/v2\/tags?post=48624"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}\n
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T\u00fcrkiye’deki mevduat<\/h2>\n
Yabanc\u0131lara konut kredisi<\/h2>\n
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T\u00fcrk bankalar\u0131 arac\u0131l\u0131\u011f\u0131yla para transferi<\/h2>\n
T\u00fcrkiye’den Avrupa’ya para transferi<\/h2>\n
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Avrupa’dan T\u00fcrkiye’ye nas\u0131l para transferi yap\u0131l\u0131r?<\/h2>\n
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